EMPLOYERS' LIABILITY INSURANCE 

What is employers’ liability insurance? 

Employers’ liability covers against liability for any injury or disease to your employees arising out of their employment. 
 

Do I need employers’ liability insurance? 

If you are a business that has employees and/or volunteers, the answer is yes. It is a compulsory and legal requirement. There are, however, a few exceptions. 
 

Employers’ Liability (Compulsory Insurance) Act 1969 

As an employer you are responsible for the general health and safety of your employees against any injury or disease they sustain at work. Similarly, this applies to any former employees who may have become ill as a result of working for you in the past. 
 
But remember, it’s not just limited to paid employees. Volunteers, work-experience students and apprentices all have the same rights as a full-time employee and cover must be in place for those as well. 
 
The minimum limit of indemnity for employers' liability is £5m but most insurers will provide £10m as standard. 
 
So if you want to make sure that your employers’ liability Insurance measures up then give G3 Insure a call on 01244 838 821 or fill in the form on the contact page
 
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